Saturday, January 21, 2012

If I first went delinquent on a car loan in Oct 2002 per my credit report, will it will fall off in Oct 2009?

It goes by the last time the account was active, which includes handing it over to a collection agency. It is 7 years from that date. This is whether you have paid it or not. I had something on my credit from an ex-boyfriend and just let it go. If fell off after 7 years and I never paid it.

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